Legal Notice

Governing Law & Jurisdiction

This website is operated by Equity Research Investors PTE. LTD., a company incorporated under the laws of the Republic of Singapore. By accessing or using this website, you agree that all matters arising out of or relating to this website and any services offered herein shall be governed exclusively by the laws of the Republic of Singapore, without regard to conflict-of-law principles, and excluding the United Nations Convention on Contracts for the International Sale of Goods (CISG).

Mandatory Arbitration

Any dispute, controversy, or claim arising out of or relating to this website, its content, or any services provided through it shall be resolved exclusively and finally by binding arbitration administered by the Singapore International Arbitration Centre (SIAC) in accordance with its prevailing rules. The seat of arbitration shall be Singapore. The language of the arbitration shall be English.

BY USING THIS WEBSITE, YOU WAIVE ANY RIGHT TO PARTICIPATE IN A CLASS ACTION, CLASS ARBITRATION, OR ANY OTHER REPRESENTATIVE PROCEEDING. YOU AGREE THAT ANY CLAIMS SHALL BE BROUGHT SOLELY IN YOUR INDIVIDUAL CAPACITY.

European Online Dispute Resolution (ODR) platforms and any national consumer dispute resolution bodies do not apply, as the operator is not established in the European Union.

Disclaimer of Warranties

THIS WEBSITE AND ALL CONTENT, MATERIALS, INFORMATION, AND SERVICES PROVIDED ON OR THROUGH IT ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, AND ACCURACY.

Equity Research Investors PTE. LTD. does not warrant that this website will be uninterrupted, error-free, or free of viruses or other harmful components. Your use of this website is at your sole risk.

Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, EQUITY RESEARCH INVESTORS PTE. LTD., ITS DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, AND AFFILIATES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUE, DATA, OR GOODWILL, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF THIS WEBSITE, REGARDLESS OF THE THEORY OF LIABILITY.

In no event shall the aggregate liability of Equity Research Investors PTE. LTD. exceed one hundred Singapore Dollars (SGD 100.00).

No Investment Advice

Nothing on this website constitutes investment advice, a recommendation, or a solicitation to buy, sell, or hold any security or financial instrument. All information is provided for educational and informational purposes only. Any investment decision should be based on your own independent research and consideration of your individual financial circumstances. Past performance is not indicative of future results.

Equity Research Investors PTE. LTD. is not a registered financial adviser, investment adviser, or asset manager. You assume all risk associated with any use of the information provided on this website.

Intellectual Property

All content, text, graphics, logos, images, and software on this website are the property of Equity Research Investors PTE. LTD. or its licensors and are protected by applicable intellectual property laws. Any unauthorized use, reproduction, or distribution requires prior written consent.

Third-Party Links

This website may contain links to third-party websites. These links are provided for convenience only. Equity Research Investors PTE. LTD. has no control over and assumes no responsibility for the content, privacy policies, or practices of any third-party websites.

No Offer to Restricted Jurisdictions

The content and services on this website are not directed at or intended for persons in jurisdictions where publication of or access to such content is restricted by law. If you access this website from such a jurisdiction, you do so at your own initiative and are solely responsible for compliance with all applicable local laws.

Severability

If any provision of this Legal Notice is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that the remaining provisions remain in full force and effect.